We are dedicated to you during every phase of your closing.

Starting with getting to know you, answering questions, guiding you through each phase, and celebrating at closing.

Purchasing a home or business is a transformative process. It’s likely you are already imagining yourself in your new home. We want to see you through every phase to handing over the keys to your new property.

We bring experience and expertise to you and are committed to protecting every member involved in a real estate transaction starting with you. Whether you are the buyer, seller, real estate agent, or lender.

For Transformation Title and Escrow, this is a journey and we want to be part of your transformation. If you have a closing coming up or simply want to learn more about the process,  contact us today.

Now accepting closing and escrow payments for all Tennessee and Texas offices

Tennessee

Clarksville • Dickson • Nashville

Texas

Belton • Georgetown

Experienced.Heart for Community.Veteran Owned.

Owner and attorney, Rosemary Calcese, brings more than fifteen years of experience in real estate law to her community. Rosemary has represented “Fortune 500” companies, big firms, contractors, and a large portfolio of residential clients to every closing. Rosemary wants her clients to have the same experience and options that larger companies have. It’s one of the main reasons she started Transformation Title and Escrow.

Services

  • Purchase and/or sale of residential or commercial property
  • Refinancing of residential or commercial property
  • Equity lines of credit
  • Title searches and title reports
  • Investment property transactions, including Section 1031 exchanges
  • For sale by owner (FSBO)
  • Distressed property transactions, including foreclosures, short sales, and bank-owned property (“REOs”)

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Resources

Before purchasing your home or property, you may want an estimate for your closing costs. Transformation Title has found this calculator helpful when calculating your estimated costs.

Fee Calculator

Phases of Closing

Transformation Title & Escrow will open an escrow account and hold the deposit and real estate contract until the closing has been completed. This protects the home buyer and seller pursuant to the terms of the real estate contract.

Having a title search completed and obtaining title insurance will give you the assurance that no one can make a claim to the property after you purchase it. Transformation title will clarify any issues with the title, so no one will contest your ownership of the property once you own it.

After the title search has been completed and all title matters are resolved, your closing coordinator will finalize the closing process including preparation of all documents for signing. The closer will ensure that all documents required by law and the lender (if applicable) are available before the closing date.

The seller and the buyer and/or their agents with a power of attorney meet at the designated location to sign the documents to transfer ownership of the property from the seller to the buyer and consummate the loan. In some cases, this process can be handled via a mobile notary.

Lastly, all transfer documents are recorded in the public records in the correct county where the home is located. This completes the final transfer of the title to the buyer.

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