Phases of Closing
Transformation Title & Escrow will open an escrow account and hold the deposit and real estate contract until the closing has been completed. This protects the home buyer and seller pursuant to the terms of the real estate contract.
Having a title search completed and obtaining title insurance will give you the assurance that no one can make a claim to the property after you purchase it. Transformation title will clarify any issues with the title, so no one will contest your ownership of the property once you own it.
After the title search has been completed and all title matters are resolved, your closing coordinator will finalize the closing process including preparation of all documents for signing. The closer will ensure that all documents required by law and the lender (if applicable) are available before the closing date.
The seller and the buyer and/or their agents with a power of attorney meet at the designated location to sign the documents to transfer ownership of the property from the seller to the buyer and consummate the loan. In some cases, this process can be handled via a mobile notary.
Lastly, all transfer documents are recorded in the public records in the correct county where the home is located. This completes the final transfer of the title to the buyer.
Experienced.Heart for Community.
Veteran Owned.
Owner and attorney, Rosemary Calcese, brings more than fifteen years of experience in real estate law to her community. Rosemary has represented “Fortune 500” companies, big firms, contractors, and a large portfolio of residential clients to every closing. Rosemary wants her clients to have the same experience and options that larger companies have. It’s one of the main reasons she started Transformation Title and Escrow.
Transformation Title Services
- Purchase and/or sale of residential or commercial property
- Refinancing of residential or commercial property
- Equity lines of credit
- Title searches and title reports
- Investment property transactions, including Section 1031 exchanges
- For sale by owner (FSBO)
- Distressed property transactions, including foreclosures, short sales, and bank-owned property (“REOs”)
Commercial
Our commercial customers benefit from the expert underwriting and management of complex commercial real estate transactions through our commercial professionals. We coordinate multi-site and multi-state transactions, title searches, products, and pre and post-closing services–all through a single point of contact.
Real Estate Agents/Loan Officers
Transformation Title offers executive leadership in the residential title insurance industry. Committed to each individual Loan Officer or Realtor, Transformation Title offers a standard of service excellence, integrity, and professionalism that is the foundation of our company.
Transformation Title is committed to providing the borrower, purchaser, or seller with the best possible closing experience, while at the same time being aware of the needs of the realtor and their objectives. We bring you the best the industry can deliver by implementing new technology and unmatched customer service.
Builders/Developers
We understand that each and every builder and developer has unique and often, complex needs. We have the experience to ensure surveys, title commitments, liens, and encumbrances are cleared or suitable to each builder/developer before we get to the closing table. Transformation Title will also handle pre-closing filings and warranty fillings as needed.
Investors/1031 Exchange
Transformation Title understands investors are often on a shorter timeline for delivery. Our team is dedicated and experienced with quick turnarounds and have a history of on-time closings. Transformation Title is ready to support a properly structured tax-free exchange allowing you as the taxpayer to defer capital gains taxes on the exchange of qualifying property. Transformation Title is equipped to act as a qualified intermediary in tax-deferred exchanges to get you through a smooth closing and save your investment from increased taxes.
Closing Calculator
Before purchasing your home or property, you may want an estimate for your closing costs. Transformation Title has found this calculator helpful when calculating your estimated costs.